Frederick County property record for 3820 Fulham Rd, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 4,173 sqft · built 2019 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $653,415 (Aug 2019) |
| Tax Bill | $8,443 (2024) |
| Deeds & Mortgages | May 2022 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-596780 |
| Primary APN | 07-596780 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,173 sqft Living Area |
| Gross Area | 4,635 sqft |
| 1st Floor Area | 1,579 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,320 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 596780 |
|---|---|
| Street Address | 3820 FULHAM RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7948 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LO 22189 SECTION M22 4,320 SQ FT VILLAGES OF URBANA |
| Legal Lot Number | 22189 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 752206 |
Source: Frederick County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 11, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2019 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Deed Book / Page | 13117 / 447 |
| Last Transfer Date | May 4, 2022 |
| Transfer Doc | 0159140085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 11, 2022 |
| Property Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Number | 0159140085 |
| Book / Page | 15914 / 85 |
| Map Reference | MB 100 PL 129 |
| Instrument Date | May 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0145710104 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14571/104 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 1, 2019 |
| Property Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Number | 0131170447 |
| Book / Page | 13117 / 0447 |
| Map Reference | MB 100 PL 129 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,267.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST, 506, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Number | 131170453 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 13117/0453 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $652,367 (+10.71%) | $742,900 (+22.37%) Land $170,000 Building $572,900 | |
| 2024 | $8,443.00 (+5.7%) | ||
| 2023 | $7,988.00 Homeowner's exemption | $589,233 | $607,100 Land $135,000 Building $472,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures