Frederick County property record for 3812 Fulham Rd, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,773 sqft · built 2019 |
| Lot Size | 0.095 acres (4,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $579,990 (Jul 2019) |
| Tax Bill | $7,988 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-596727 |
| Primary APN | 07-596727 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,773 sqft Total Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,160 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 596727 |
|---|---|
| Street Address | 3812 FULHAM RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7948 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22193 SECTION M2 4,160 SQ FT VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA URBANA PUD SEC |
| Legal Lot Number | 22193 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-596727
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Feb 08, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK |
| Jul 01, 2019 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Deed Document Number | 0013064276 |
| Deed Book / Page | 13064 / 276 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176360047 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | 17636/47 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0145200218 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 14520/218 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FLYNN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0137800181 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 13780/181 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 01, 2019 |
| Property Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Number | 0130640276 |
| Book / Page | 13064 / 0276 |
| Map Reference | MB 100 PL 128 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,899.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # ST3RD, 506, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3812 FULHAM RD, FREDERICK, MD 21704-7948 |
| Document Number | 130640281 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 13064/0281 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,988.00 Homeowner's exemption | $589,233 | $607,100 Land $135,000 Building $472,100 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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