3816 Fulham Rd, Frederick, MD 21704 Property Records

Frederick County property record for 3816 Fulham Rd, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3.5 ba · 3,383 sqft · built 2019
Lot Size0.096 acres (4,201 sqft)
Owner2 Individual Names on Record
Last Sale$582,970 (Jun 2019)
Tax Bill$8,209 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-596725

Property Details

APN / Parcel Number

Primary APN07-596725
Alternative APN
  • 596725

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,383 sqft Living Area
Gross Area3,845 sqft
1st Floor Area1,579 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,201 sqft (0.096 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number596725
Street Address3816 FULHAM RD
CityFREDERICK
StateMD
Zip21704-7948
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22191 SECTION M2 4,201 SQ FT VILLAGES OF URBANA
Legal Lot Number22191
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4008
Census Tract752206

Owner

Source: Frederick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3816 FULHAM RD, FREDERICK, MD 21704-7948
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed, Transfer
FIDELITY NATIONAL TITLE
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Jun 14, 2019Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Deed Book / Page13026 / 412
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 31, 2026
Property Address3816 FULHAM RD, FREDERICK, MD 21704-7948
Document Number1798000154
Book / Page17984 / 154
Instrument DateJul 27, 2026
Transaction TypeTransfer
Record UpdatedAug 7, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$799,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address180 RIDGE TOP DR, CHAPEL HILL, NC 27516-8501

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3816 FULHAM RD, FREDERICK, MD 21704-7948
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146360252
DateMar 9, 2021
Book Page14636/252
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 14, 2019
Property Address3816 FULHAM RD, FREDERICK, MD 21704-7948
Document Number0130260412
Book / Page13026 / 0412
Map ReferenceMB 100 PL 128
Instrument DateJun 13, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyNVR SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,914.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 MAIN ST # ST3RD, 506, GAITHERSBURG, MD 20878-5768

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3816 FULHAM ROAD, FREDERICK, MD 21704-7948

Mortgage

Document Number130260418
DateJun 14, 2019
Instrument13026/0418
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,209.00 (+9.88%) Homeowner's exemption$603,967 (+10.8%)$688,100 (+22.46%) Land $170,000 Building $518,100
2023$7,471.00 Homeowner's exemption$545,100$561,900 Land $135,000 Building $426,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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