3814 Fulham Rd, Frederick, MD 21704 Property Records

Frederick County property record for 3814 Fulham Rd, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details4 ba · 2,773 sqft · built 2019
Lot Size0.095 acres (4,160 sqft)
OwnerIndividual Name on Record
Last Sale$631,705 (Jun 2019)
Tax Bill$7,987 (2023)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-596726

Property Details

APN / Parcel Number

Primary APN07-596726
Alternative APN
  • 596726

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,773 sqft Total Area
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,160 sqft (0.095 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number596726
Street Address3814 FULHAM RD
CityFREDERICK
StateMD
Zip21704-7948
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22192 SECTION M2 4,160 SQ FT VILLAGES OF URBANA
Legal SubdivisionURBANA PUD SEC M-22B PCLS B7R-
Legal Lot Number22192
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4008
Census Tract752206

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3814 FULHAM RD, FREDERICK, MD 21704-7948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Deed Document Number0013055418
Deed Book / Page13055 / 418
Record UpdatedJun 7, 2026

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 27, 2019
Property Address3814 FULHAM RD, FREDERICK, MD 21704-7948
Document Number0130550418
Book / Page13055 / 0418
Map ReferenceMB 100 PL 128
Instrument DateJun 26, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyNVR SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,158.53
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 MAIN ST # ST3RD, 506, GAITHERSBURG, MD 20878-5768

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3814 FULHAM ROAD, FREDERICK, MD 21704-7948

Mortgage

Document Number130550424
DateJun 27, 2019
Instrument13055/0424
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,987.00 Homeowner's exemption$589,133$607,000 Land $135,000 Building $472,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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