382 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 382 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,517 sqft · built 2020
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$382,750 (Jan 2021)
Tax Bill$4,445 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028991-1830

Property Details

APN / Parcel Number

Primary APN028991-1830

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,517 sqft Living Area
Gross Area3,159 sqft
1st Floor Area2,517 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area642 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area224 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address382 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 183 OR5149/1638
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number183
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-1830

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 12, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMCAP MORTGAGE LTD
Aug 07, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleAug 07, 2020 · Amount on Record
Deed Document Number20214021
Deed Book / Page5149 / 1638
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344

Mortgage

Document Number0056060214
DateJul 28, 2022
Book Page5606/214
Instrument2022073461
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJan 01, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 12, 2021
Property Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344
Document Number0051491638
Book / Page5149 / 1638
Map ReferenceMB 93 PG 36-44
Instrument DateDec 30, 2020
Instrument2021004021
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,679.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344

Mortgage

Document Number0051491640
DateJan 12, 2021
Instrument5149/1640
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2020
Property Address382 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344
Document Number0050111327
Book / Page005011 / 001327
Instrument DateAug 07, 2020
Instrument65773
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$8,133.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$353,330 (+2.7%)$468,628 (-0.26%) Land $125,000 Building $343,628
2025$4,445.00 (+13.8%) Homeowner's exemption$344,041 (+4.02%)$469,846 (-1.16%) Land $115,000 Building $354,846
2024$3,906.00 (+1.98%) Homeowner's exemption$330,730 (+3%)$475,351 (+4.08%) Land $110,000 Building $365,351
2023$3,830.00 (+2.9%) Homeowner's exemption$321,097 (+3%)$456,738 (+15.76%) Land $106,000 Building $350,738
2022$3,722.00 Homeowner's exemption$311,745$394,548 Land $84,000 Building $310,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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