1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Willow Lake Dr

412 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 412 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,227 sqft · built 2021
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on File
Last Sale$444,084 (May 2021)
Tax Bill$6,509 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Oct 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN028991-1850

Property Details

APN / Parcel Number

Primary APN028991-1850

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,227 sqft Living Area
Gross Area3,822 sqft
1st Floor Area2,547 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Garage TypeAttached
Garage Area595 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address412 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 185 OR5276/1501
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number185
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-1850

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Oct 28, 2020Loan Modification, Mortgage · Conventional Mortgage
US BK
Oct 29, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Deed Document Number202159992
Deed Book / Page5276 / 1501
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 27, 2021
Property Address412 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
Document Number0052761501
Book / Page5276 / 1501
Map ReferenceMB 93 PG 36-44
Instrument DateMay 26, 2021
Instrument2021059992
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,108.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346

Mortgage

Document Number0052761503
DateMay 27, 2021
Instrument5276/1503
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address412 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
Document Number0050840485
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0050840485
DateOct 29, 2020
Book Page005084/000485
Instrument96601
Lender
NameUS BK
TypeBank
AddressSAN ANTONIO, TX 78240
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateOct 29, 2020
Property Address412 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
Document Number0050831826
Book / Page005083 / 001826
Instrument DateOct 22, 2020
Instrument96477
Transaction TypeTransfer
Record UpdatedNov 06, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$7,452.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$510,688 (+2.7%)$545,888 (-2.84%) Land $125,000 Building $420,888
2025$6,509.00 (+11.86%) Homeowner's exemption$497,262 (+2.9%)$561,849 (-2.67%) Land $115,000 Building $446,849
2024$5,819.00 (+1.91%) Homeowner's exemption$483,248 (+3%)$577,288 (+4.1%) Land $110,000 Building $467,288
2023$5,710.00 (+2.66%) Homeowner's exemption$469,173 (+3%)$554,575 (+15.38%) Land $106,000 Building $448,575
2022$5,562.00 Homeowner's exemption$455,508$480,664 Land $84,000 Building $396,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Willow Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures