St. Johns County property record for 372 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,989 sqft · built 2021 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Jun 2024) |
| Tax Bill | $4,996 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jun 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-1820 |
| Primary APN | 028991-1820 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 2,389 sqft |
| 1st Floor Area | 1,989 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 372 WILLOW LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/36-44 GRAN LAKE PHASE 2 LOT 182 OR5964/1241 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028991-1820
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 10, 2024 | Warranty Deed, Transfer CLOSING USA LLC, CLOSING BEAR LLC |
| Apr 22, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC |
| Oct 28, 2020 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Oct 29, 2020 | Grant Deed, Transfer DF TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 202444820 |
| Deed Book / Page | 5964 / 1241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0059511332 |
|---|---|
| Date | May 17, 2024 |
| Book Page | 5951/1332 |
| Instrument | 2024038294 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 10, 2024 |
| Property Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0059641241 |
| Book / Page | 5964 / 1241 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Jun 05, 2024 |
| Instrument | 2024044820 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,423.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 600820, SAINT JOHNS, FL 32260-0820 |
| Name | Verified Name |
|---|---|
| Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 22, 2021 |
| Property Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0052441914 |
| Book / Page | 5244 / 1914 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021045115 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,717.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 372 WILLOW LAKE DR, ST AUGUSTINE, FL 32092-9344 |
| Document Number | 0052441916 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 5244/1916 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0050840485 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743 |
| Document Number | 0050840485 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 005084/000485 |
| Instrument | 96601 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 372 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0050831826 |
| Book / Page | 005083 / 001826 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 96477 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2020 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,452.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,292 (+4%) | $400,983 (+4.18%) Land $125,000 Building $275,983 | |
| 2025 | $4,996.00 (+21.53%) Homeowner's exemption | $384,887 (+10.89%) | $384,887 (-2.82%) Land $115,000 Building $269,887 |
| 2024 | $4,111.00 (+1.98%) Homeowner's exemption | $347,083 (+3%) | $396,069 (+4.06%) Land $110,000 Building $286,069 |
| 2023 | $4,031.00 (+2.83%) Homeowner's exemption | $336,974 (+3%) | $380,619 (+16.34%) Land $106,000 Building $274,619 |
| 2022 | $3,920.00 Homeowner's exemption | $327,159 | $327,159 Land $84,000 Building $243,159 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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