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357 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 357 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,909 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
OccupancyOwner Occupied
Last Sale$329,996 (2020)
Tax Bill$3,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN028991-2730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,909 sqft Living Area
Gross Area2,329 sqft Gross Area
1st Floor1,909 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address357 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9345
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 273 OR5059/1203
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number273
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-2730

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address357 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9345
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jul 30, 2020Loan Modification, Mortgage · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2020 · Amount on Record
Deed SaleOct 01, 2020 · Amount on Record
Deed Doc Number202086006
Deed Book / Page5059 / 1203
Record RefreshedJun 08, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 01, 2020
Property Address357 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9345
Document Number0050591203
Book / Page5059 / 1203
Map ReferenceMB 93 PG 36-44
Instrument DateSep 30, 2020
Instrument2020086006
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9345

Mortgage

Document Number50591205
DateOct 01, 2020
Instrument5059/1205
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address357 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9345
Document Number0050031510
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 04, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address357 WILLOW LAKE DR ST AUGUSTINE FL 320929345, ST AUGUSTINE, FL 32092-9345
InvestorPossibly a Property Investor

Mortgage

Document Number0050031510
DateJul 31, 2020
Book Page005003/001510
Instrument62449
Lender
NameAMERIS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$284,605 (+2.7%)$390,960 (+1.74%) Land $125,000 Building $265,960
2025$3,544.00 (+13.01%) Homeowner's exemption$277,123 (+2.9%)$384,274 (-1.46%) Land $115,000 Building $269,274
2024$3,136.00 (+2.05%) Homeowner's exemption$269,313 (+3%)$389,958 (+4.06%) Land $110,000 Building $279,958
2023$3,073.00 (+3.09%) Homeowner's exemption$261,469 (+3%)$374,753 (+16.4%) Land $106,000 Building $268,753
2022$2,981.00 Homeowner's exemption$253,853$321,964 Land $84,000 Building $237,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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