382 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 382 White Oak Dr, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 950 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Jun 2010)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-103-025`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-103-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	220 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	382 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK 2 63 X 142
Legal Subdivision	WHITE OAK 2
Legal Tract	25
Legal Block	103
Legal Lot Number	39
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-023-103-025

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	382 WHITE OAK DR, ELYRIA, OH 44035-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 11, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	2010337558
Prior Transfer Date	Mar 26, 2008
Prior Transfer Doc	20080246559
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	382 WHITE OAK DR, ELYRIA, OH 44035-4136
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859808
Date	Jan 24, 2022
Instrument	2022-0859808

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	382 WHITE OAK DR, ELYRIA, OH 44035-4136
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210820035
Date	May 27, 2021
Instrument	2021-0820035

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	382 WHITE OAK DR, ELYRIA, OH 44035-4136
Document Number	0000684359
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 07, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 WHITE OAK DR ELYRIA OH 440354136, ELYRIA, OH 44035-4136

Mortgage

Document Number	0000684359
Date	Aug 20, 2018
Instrument	684359

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,568.00 (+2.31%)	$51,790 (-) Land $14,070 Building $37,720	$147,970 (-) Land $40,200 Building $107,770
2024	$2,510.00 (+13.99%)	$51,790 (+31.32%) Land $14,070 Building $37,720	$147,970 (+31.32%) Land $40,200 Building $107,770
2023	$2,202.00 (+0.36%)	$39,439 (%) Land $10,007 Building $29,432	$112,680 (-) Land $28,590 Building $84,090
2022	$2,194.00	$39,440 Land $10,010 Building $29,430
2021			$112,680 Land $28,590 Building $84,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Uniti Group, Verizon, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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