369 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 369 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,700 (Nov 2021)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Nov 2021 Sale Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-104-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-104-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	160 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	369 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DRIVE 2 56 X 142
Legal Subdivision	WHITE OAK DRIVE 2
Legal Tract	25
Legal Block	104
Legal Lot Number	35
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	70600

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	369 WHITE OAK DR, ELYRIA, OH 44035-4135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Survivorship Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jan 7, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	2021848616
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	0000152540
Record Updated	Sep 20, 2026

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 9, 2021
Property Address	369 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	20210848616
Map Reference	VOL 19 PG 4
Instrument Date	Nov 8, 2021
Instrument	2021-0848616
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	369 WHITE OAK DR, ELYRIA, OH 44035-4135

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	369 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	0000615182
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 WHITE OAK DR ELYRIA ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number	0000615182
Date	Jan 13, 2017
Instrument	615182

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 Homeowner's exemption	$39,870 (+0.01%) Land $13,200 Building $26,670	$113,900 (-) Land $37,710 Building $76,190
2024	$1,877.00 (+14.31%)	$39,865 (+32.27%) Land $13,199 Building $26,667	$113,900 (+32.27%) Land $37,710 Building $76,190
2023	$1,642.00 (+0.37%)	$30,139 (%) Land $9,387 Building $20,752	$86,110 (-) Land $26,820 Building $59,290
2022	$1,636.00	$30,140 Land $9,390 Building $20,750
2021			$86,110 Land $26,820 Building $59,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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