374 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 374 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Aug 2021)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-103-027`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-103-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	374 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAKS DR 2 56 X 142
Legal Subdivision	WHITE OAK DRIVE SUBDIVISION #2
Legal Tract	25
Legal Block	103
Legal Lot Number	41
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-023-103-027

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	374 WHITE OAK DR, ELYRIA, OH 44035-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2021 · Amount on Record
Deed Sale	Aug 04, 2021 · Amount on Record
Prior Sale	Aug 15, 2002 · Amount on Record
Deed Document Number	2021005086
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 04, 2021
Property Address	374 WHITE OAK DR, ELYRIA, OH 44035-4136
Document Number	20210832339
Map Reference	VOL 19 PG 4
Instrument Date	Aug 02, 2021
Instrument	2021-0832339
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	374 WHITE OAK DR, ELYRIA, OH 44035-4136

Mortgage

Document Number	20210832340
Date	Aug 04, 2021
Instrument	2021-0832340

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00	$43,870 (-0.01%) Land $13,200 Building $30,670	$125,350 (-) Land $37,710 Building $87,640
2024	$2,090.00 (+22.65%)	$43,873 (+43.73%) Land $13,199 Building $30,674	$125,350 (+43.73%) Land $37,710 Building $87,640
2023	$1,704.00 (+2.34%)	$30,524 (-0.02%) Land $9,387 Building $21,137	$87,210 (-) Land $26,820 Building $60,390
2022	$1,665.00	$30,530 Land $9,390 Building $21,140
2021			$87,210 Land $26,820 Building $60,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Cogeco Cable Holdings II, Verizon.

Based on FCC filings for 121 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.