379 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 379 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$68,500 (Jun 2021)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-104-002`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-104-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	379 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DRIVE 2 56 X 142
Legal Subdivision	WHITE OAK DRIVE SUBDIVISION NO 2
Legal Tract	25
Legal Block	104
Legal Lot Number	37
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	70600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	379 WHITE OAK DR, ELYRIA, OH 44035-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY STAR CU INC
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jan 4, 2021
Deed Document Number	2021003810
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	379 WHITE OAK DR, ELYRIA, OH 44035-4135
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000885504
Date	Aug 1, 2022
Instrument	2022-0885504

Lender

Name	COMMUNITY STAR CU INC
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 21, 2021
Property Address	379 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	20210824162
Map Reference	VOL 19 PG 4
Instrument Date	Jun 18, 2021
Instrument	2021-0824162
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	OHIO FIRST LAND TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	379 WHITE OAK DR, ELYRIA, OH 44035-4135

Mortgage

Document Number	20210824163
Date	Jun 21, 2021
Instrument	2021-0824163

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00	$33,690 (+0.01%) Land $13,200 Building $20,490	$96,240 (-) Land $37,710 Building $58,530
2024	$1,586.00 (+14.43%)	$33,685 (+32.42%) Land $13,199 Building $20,486	$96,240 (+32.42%) Land $37,710 Building $58,530
2023	$1,386.00 (+0.36%)	$25,438 (-0.01%) Land $9,387 Building $16,051	$72,680 (-) Land $26,820 Building $45,860
2022	$1,381.00	$25,440 Land $9,390 Building $16,050
2021			$72,680 Land $26,820 Building $45,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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