300 Thora Circle Dr, Winchester, OR 97495 Property Records

Douglas County property record for 300 Thora Circle Dr, Winchester, OR 97495

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,276 sqft · built 1984
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Aug 2018)
Tax Bill$3,570 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-05W-30BC-02500

Property Details

APN / Parcel Number

Primary APN26-05W-30BC-02500
Alternative APNs
  • 44582.00
  • R30220

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,276 sqft Living Area
Gross Area2,948 sqft
1st Floor Area2,276 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number44582.00
Street Address300 THORA CIRCLE DR
CityWINCHESTER
StateOR
Zip97495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSADDLE BUTTE EST, BLOCK 2, LOT 12, ACRES 0.43
Legal SubdivisionSADDLE BUTTE EST
Legal Block2
Legal Lot Number12
JurisdictionDOUGLAS OR
Township / Civil DivisionROSEBURG
Census Block Group4
Census Block4006
Census Tract90001

Owner

Source: Douglas County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 424, WINCHESTER, OR 97495-0424
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
FINANCE OF AMERICA REVERSE LLC
Dec 11, 2020Deed of Trust, Mortgage · Line of Credit
CASCADE COMMUNITY FCU
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
May 12, 2020Deed of Trust, Mortgage · Line of Credit
CASCADE CMNTY FCU
Aug 21, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleOct 27, 2006 · Amount on Record
Deed Document Number201813765
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS OR
Recording DateAug 26, 2026
Property Address300 THORA CIRCLE DR, WINCHESTER, OR 97495
Document Number0000009690
Instrument DateAug 18, 2026
Instrument20269690
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address300 THORA CIRCLE DR, WINCHESTER, OR 97495

Mortgage

Document Number0000009690,
DateAug 26, 2026
Instrument20269690
Lender
NameFINANCE OF AMERICA REVERSE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term924 Months
DueAug 6, 2103
Interest
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS OR
Property Address300 THORA CIRCLE DR, WINCHESTER, OR 97495
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021513
DateDec 11, 2020
Instrument2020-021513
Lender
NameCASCADE COMMUNITY FCU
TypeCredit Union
AddressROSEBURG, OR 97471
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 10, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS OR
Property Address300 THORA CIRCLE DR, WINCHESTER, OR 97495
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020029
DateNov 18, 2020
Instrument2020-020029
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS OR
Property Address300 THORA CIRCLE DR, WINCHESTER, OR 97495
Document Number0000008566
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address300 THORA CIRCLE DR WINCHESTER OR 97495, WINCHESTER, OR 97495

Mortgage

Document Number0000008566
DateMay 18, 2020
Instrument8566
Lender
NameCASCADE CMNTY FCU
TypeCredit Union
AddressROSEBURG, OR 97470
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 17, 2060
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateAug 21, 2018
Property Address300 THORA CIRCLE DR, WINCHESTER, OR 97495
Document Number0000013765
Instrument DateAug 20, 2018
Instrument13765
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyWESTERN TITLE AND ESCROW COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address609 FORT MCKAY RD #88 SUTHERLIN OR 974799487, 88, SUTHERLIN, OR 97479-9487

Mortgage

Document Number13766
DateAug 21, 2018
Instrument13766
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDouglas County
Unified School DistrictDouglas County SD 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,570.00 (+3%)$381,715 (+3%)$586,230 (+3.62%) Land $181,440 Building $404,790
2024$3,466.00 (+3%)$370,598 (+3%)$565,768 (+0.37%) Land $174,825 Building $390,943
2023$3,365.00 (+3%)$359,804 (+6.09%)$563,698 (+29.67%) Land $189,000 Building $374,698
2022$3,267.00$339,151$434,723 Land $144,585 Building $290,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROSEBURG
serves 28,800 people · EPA ID OR4100720
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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