Kane County property record for 382 Silver St, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,842 sqft · built 1883 |
| Lot Size | 0.211 acres (9,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2024) |
| Tax Bill | $5,829 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-126-016 |
| Primary APN | 06-14-126-016 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,948 sqft |
| Basement Area | 1,106 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,174 sqft (0.211 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 382 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES 2ND ADDN LOT 11 BLOCK 3 |
| Legal Subdivision | MCCLURES 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-126-016
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 DEL RIO RD, CARPENTERSVILLE, IL 60110-1107 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2024 · Amount on Record |
| Deed Sale | Jun 04, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2016 · Amount on Record |
| Deed Document Number | 202418904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 382 SILVER ST, ELGIN, IL 60123-3552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 382 SILVER ST, ELGIN, IL 60123-3552 |
| Document Number | 0000055246 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022K055246 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Jul 01, 2046 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,829.00 (+15.84%) | $84,406 (+8.57%) Land $21,114 Building $63,292 | $253,319 (+8.57%) Land $63,367 Building $189,952 |
| 2024 | $77,743 (+21.39%) Land $19,447 Building $58,296 | $233,322 (+21.44%) Land $58,364 Building $174,958 | |
| 2022 | $5,032.00 (+4.7%) Homeowner's exemption | $64,042 (+6.96%) Land $16,020 Building $48,022 | $192,126 (+6.96%) Land $48,060 Building $144,066 |
| 2021 | $4,806.00 Homeowner's exemption | $59,875 Land $14,978 Building $44,897 | $179,625 Land $44,934 Building $134,691 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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