Kane County property record for 363 Silver St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,891 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2022) |
| Tax Bill | $5,215 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-130-010 |
| Primary APN | 06-14-130-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,891 sqft Living Area |
| Gross Area | 3,224 sqft |
| Basement Area | 1,333 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 363 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB NORTH 66 FT LOT 6 BLOCK 4 MCCLURES 2ND ADDN & NORTH 66 FT 165 FT DEEP FROM SILVER ST OF LOT 134 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-130-010
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 363 SILVER ST, ELGIN, IL 60123-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Jul 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | Apr 29, 2004 · Amount on Record |
| Deed Document Number | 202237839 |
| Prior Transfer Date | Feb 16, 2001 |
| Prior Transfer Doc | 0000099614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 363 SILVER ST, ELGIN, IL 60123-3522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045638 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025K045638 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 25, 2022 |
| Property Address | 363 SILVER ST, ELGIN, IL 60123-3522 |
| Document Number | 0000037839 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022K037839 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 363 SILVER ST, 363, ELGIN, IL 60123-3522 |
| Name | Verified Name |
|---|---|
| Address | 363 SILVER ST, ELGIN, IL 60123-3522 |
| Document Number | 0000037840 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022K037840 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,215.00 (+3.8%) Homeowner's exemption | ||
| 2024 | $71,245 (+22.96%) Land $16,922 Building $54,323 | $213,821 (+23.01%) Land $50,786 Building $163,034 | |
| 2022 | $5,024.00 (+3.97%) | $57,940 (+6.96%) Land $13,940 Building $44,000 | $173,820 (+6.96%) Land $41,820 Building $132,000 |
| 2021 | $4,832.00 | $54,170 Land $13,033 Building $41,137 | $162,510 Land $39,099 Building $123,411 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Opiquad Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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