Kane County property record for 371 Silver St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,291 sqft · built 1900 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Oct 1998) |
| Tax Bill | $3,711 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-130-006 |
| Primary APN | 06-14-130-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| Gross Area | 2,259 sqft |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 968 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 371 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRED J R GRAMINSKES SUB LOT 1 |
| Legal Subdivision | FRED J R GRAMINSKES SUB |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-130-006
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 371 SILVER ST, ELGIN, IL 60123-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 1998 · Amount on Record |
| Deed Sale | Oct 29, 1998 · Amount on Record |
| Deed Document Number | 199899654 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,711.00 (-12.74%) Homeowner's exemption Senior Citizen's exemption | $64,651 (+8.57%) Land $17,066 Building $47,585 | $194,031 (+8.57%) Land $51,218 Building $142,812 |
| 2024 | $59,548 (+21.39%) Land $15,719 Building $43,829 | $178,715 (+21.44%) Land $47,176 Building $131,540 | |
| 2022 | $4,253.00 (+3.96%) | $49,054 (+6.96%) Land $12,949 Building $36,105 | $147,162 (+6.96%) Land $38,847 Building $108,315 |
| 2021 | $4,091.00 | $45,862 Land $12,106 Building $33,756 | $137,586 Land $36,318 Building $101,268 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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