Kane County property record for 374 Silver St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,611 sqft · built 1900 |
| Lot Size | 0.211 acres (9,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Mar 2024) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-126-017 |
| Primary APN | 06-14-126-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 2,466 sqft |
| Basement Area | 855 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 9,174 sqft (0.211 acres) |
| Lot Dimensions | 139 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 374 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES 2ND ADDN LOT 12 BLOCK 3 |
| Legal Subdivision | MCCLURES 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-126-017
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 374 SILVER ST, ELGIN, IL 60123-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2024 · Amount on Record |
| Deed Sale | Mar 07, 2024 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Prior Transfer Date | May 21, 2004 |
| Prior Transfer Doc | 0000085619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 07, 2024 |
| Property Address | 374 SILVER ST, ELGIN, IL 60123-3552 |
| Document Number | 0000007524 |
| Instrument Date | Mar 04, 2024 |
| Instrument | 2024K007524 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 374 SILVER ST, ELGIN, IL 60123-3552 |
| Document Number | 0000007525 |
|---|---|
| Date | Mar 07, 2024 |
| Instrument | 2024K007525 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.6% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 (+15.8%) | ||
| 2024 | $70,887 (+21.39%) Land $19,447 Building $51,440 | $212,746 (+21.44%) Land $58,364 Building $154,382 | |
| 2022 | $4,543.00 (+4.8%) Homeowner's exemption | $58,394 (+6.96%) Land $16,020 Building $42,374 | $175,182 (+6.96%) Land $48,060 Building $127,122 |
| 2021 | $4,335.00 Homeowner's exemption | $54,595 Land $14,978 Building $39,617 | $163,785 Land $44,934 Building $118,851 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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