382 Rainbow Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 382 Rainbow Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,376 sqft · built 1970
Lot Size0.564 acres (24,568 sqft)
Owner2 Individual Names on File
Last Sale$242,900 (Jul 2007)
Tax Bill$2,844 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-3150-0002-00-3

Property Details

APN / Parcel Number

Primary APN17-3150-0002-00-3
Alternative APN
  • 11-17-3150-0002-00-3

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,376 sqft Living Area
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area24,568 sqft (0.564 acres)
Lot Dimensions186 ft deep x 132 ft wide
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address382 RAINBOW DR
CitySAINT JOSEPH
StateMI
Zip49085-9327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionLOT 2 HOLLYWOOD HEIGHTS
Legal SubdivisionHOLLYWOOD HEIGHTS
Legal Lot Number2
Legal Unit2
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group2
Census Block2036
Census Tract1800

Owner

382 Rainbow Dr is owned and occupied by two individuals who bought it in July 2007.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address382 RAINBOW DR, SAINT JOSEPH, MI 49085-9327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2007 · Amount on File
Deed SaleJul 2, 2007 · Amount on File
Prior SaleApr 10, 2001 · Amount on File
Deed Book / Page2798 / 2083
Prior Transfer DateMay 21, 2007
Prior Transfer Doc02798/2081
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address382 RAINBOW DR, SAINT JOSEPH, MI 49085-9327
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03220/1313
DateOct 22, 2018
Book Page3220/1313
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 12, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 382 Rainbow Dr was $2,844 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,600 (+2.08%)$353,200 (+2.08%)
2025$2,844.00 (+2.41%) Homeowner's exemption$173,000$346,000
2024$2,777.00
2023$117,900$235,800
2022$2,515.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 382 Rainbow Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Rainbow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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