Berrien County property record for 368 Rainbow Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,876 sqft · built 1965 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,900 (Aug 2020) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-3150-0004-00-6 |
| Primary APN | 17-3150-0004-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Tri-Level |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 113 ft deep x 138 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 368 RAINBOW DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 4 HOLLYWOOD HEIGHTS & PT OF LOT 3 COM AT W'LY COR LOT 3 TH N 46 DEG 42'E 4'TH S56 DEG 42'E 131.86'TH N58DEG23'W 132.85' TO POB |
| Legal Subdivision | HOLLYWOOD HEIGHTS |
| Legal Lot Number | 3-4 |
| Legal Unit | 4,3,3 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 368 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2018 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Aug 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 18, 2018 | Warranty Deed, Transfer QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Book / Page | 3286 / 1167 |
| Prior Transfer Date | Apr 17, 2014 |
| Prior Transfer Doc | 03069/1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 368 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03204/2591 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 3204/2591 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 13, 2020 |
| Property Address | 368 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03286/1167 |
| Book / Page | 3286 / 1167 |
| Map Reference | LB 18 PG 25 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 AUGUST DR, BENTON HARBOR, MI 49022-6807 |
| Document Number | 0003286960 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 3286/960 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 18, 2018 |
| Property Address | 368 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03208/1881 |
| Book / Page | 3208 / 1881 |
| Map Reference | LB18 PG25 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,642.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 368 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Investor | Possibly a Property Investor |
| Document Number | 0032081882 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 3208/1882 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,600 (+54.35%) | $323,200 (+54.35%) | |
| 2025 | $2,727.00 (-1.94%) | ||
| 2023 | $104,700 | $209,400 | |
| 2022 | $2,781.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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