Berrien County property record for 378 Rainbow Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,380 sqft · built 1968 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Oct 2017) |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-3150-0003-00-0 |
| Primary APN | 17-3150-0003-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Tri-Level |
| Lot Area | 20,691 sqft (0.475 acres) |
| Lot Dimensions | 159 ft deep x 130 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 378 RAINBOW DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 3 HOLLYWOOD HEIGHTS EXC COM W'LY COR LOT 3 TH N46 DEG 42'E 4'TH S56 DEG 42'E 131.86' TH N58 DEG 23'W 132.85 FT TO POB |
| Legal Subdivision | HOLLYWOOD HEIGHTS |
| Legal Lot Number | 3 |
| Legal Unit | 3,3 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1800 |
378 Rainbow Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 378 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Oct 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Prior Sale | May 21, 1998 · Amount on File |
| Deed Document Number | 20173187-2698 |
| Deed Book / Page | 3187 / 2698 |
| Prior Transfer Date | Mar 9, 2005 |
| Prior Transfer Doc | 02594/1810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 378 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03299/2853 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 3299/2853 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 27, 2017 |
| Property Address | 378 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03187/2698 |
| Book / Page | 3187 / 2698 |
| Map Reference | VOL18 PG25 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 3187-2698 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,616.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 378 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 0031872700 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 3187-2700 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 378 Rainbow Dr was $2,896 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,100 (+2.15%) | $342,200 (+2.15%) | |
| 2025 | $2,896.00 (+2.4%) Homeowner's exemption | $167,500 | $335,000 |
| 2024 | $2,828.00 | ||
| 2023 | $113,700 | $227,400 | |
| 2022 | $2,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 378 Rainbow Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 378 Rainbow Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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