Berrien County property record for 322 Rainbow Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1963 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (May 2023) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-3150-0007-01-3 |
| Primary APN | 17-3150-0007-01-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Raised Ranch |
| Lot Area | 33,280 sqft (0.764 acres) |
| Lot Dimensions | 320 ft deep x 104 ft wide |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 322 RAINBOW DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 7 HOLLYWOOD HEIGHTS ALSO PT LOT 6 SD PLAT DES AS COM AT NW COR LOT 6 TH S2DEG22'W 269'MOL TO C/L YELLOW CK TH SWLY ON C/L CK TO W LN LOT 6 EXT TO SD C/L TH N0DEG03'E ON W LOT LN 100'MOL TO SE COR LOT 7 TH N7DEG16'E 184.24'TO POB ALSO PT SEC 19 T5 |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | HOLLYWOOD HEIGHTS |
| Legal Lot Number | 6-7 |
| Legal Unit | 7,6,6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 3, 2023 | Intrafamily Transfer, Transfer |
| Mar 10, 2022 | Intrafamily Transfer, Transfer · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Deed Document Number | 2023380413 |
| Deed Book / Page | 3403 / 3534 |
| Prior Transfer Date | May 2, 2023 |
| Prior Transfer Doc | 03403/3534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 11, 2023 |
| Property Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03403/3534 |
| Book / Page | 3403 / 3534 |
| Map Reference | LB 18 PG 25 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023380413 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1153 W GLENLORD RD, SAINT JOSEPH, MI 49085-9745 |
| Name | Verified Name |
|---|---|
| Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 2023380414 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023380414 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 3, 2023 |
| Property Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03401/2579 |
| Book / Page | 3401 / 2579 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023377966 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 10, 2022 |
| Property Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 03366/1481 |
| Book / Page | 3366 / 1481 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2022345286 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 RAINBOW DR, SAINT JOSEPH, MI 49085-9327 |
| Document Number | 0033661319 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 3366/1319 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Dec 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,500 (+2.03%) | $271,000 (+2.03%) | |
| 2025 | $2,200.00 (+2.47%) Homeowner's exemption | $132,800 (+47.39%) | $265,600 (+47.39%) |
| 2024 | $2,147.00 (+10.33%) | ||
| 2023 | $90,100 | $180,200 | |
| 2022 | $1,946.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures