Orange County property record for 3817 Heartleaf Ln, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 2020 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (May 2026) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-27-3692-00-560 |
| Primary APN | 21-20-27-3692-00-560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3817 HEARTLEAF LN |
|---|---|
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-7445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | HOLLY ESTATES PHASE 1 98/36 LOT 56 |
| Legal Range | 27E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | HOLLY ESTS PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17901 |
Source: Orange County records · APN 21-20-27-3692-00-560
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3817 HEARTLEAF LN, MOUNT DORA, FL 32757-7445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 30, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 2026276068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 15, 2026 |
| Property Address | 3817 HEARTLEAF LN, MOUNT DORA, FL 32757-7445 |
| Document Number | 0000276068 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.276068 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240,309.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3817 HEARTLEAF LN, MOUNT DORA, FL 32757-7445 |
| Document Number | 0000276069, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026.276069 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 3817 HEARTLEAF LN, MOUNT DORA, FL 32757-7445 |
| Document Number | 0000202038 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 202038 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,852.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3817 HEARTLEAF LN MOUNT DORA FL 327577445, MOUNT DORA, FL 32757-7445 |
| Document Number | 202039 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 202039 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,767 (+2.7%) | $321,710 (-1.17%) Land $60,000 Building $261,710 | |
| 2025 | $3,414.00 (+5.76%) Homeowner's exemption | $212,042 (+5.99%) | $325,510 (+3.13%) Land $60,000 Building $265,510 |
| 2024 | $3,228.00 (+6.75%) | ||
| 2023 | $3,024.00 (+3.81%) Homeowner's exemption | $200,064 (+3%) | $315,629 (+14.97%) Land $60,000 Building $255,629 |
| 2022 | $2,913.00 Homeowner's exemption | $194,237 | $274,528 Land $60,000 Building $214,528 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950179011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Oct 2014 · other causes |
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3480200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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