3816 Heartleaf Ln, Mount Dora, FL 32757 Property Records

Orange County property record for 3816 Heartleaf Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,235 sqft · built 2021
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Feb 2021)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-27-3692-00-470`

Property Details

APN / Parcel Number

Primary APN	`21-20-27-3692-00-470`
Alternative APNs	`272021369200470` `105252` `105613` `106797`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,235 sqft Living Area
Gross Area	3,061 sqft
1st Floor Area	1,018 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3816 HEARTLEAF LN
City	MOUNT DORA
State	FL
Zip	32757-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HOLLY ESTATES PHASE 1 98/36 LOT 47
Legal Range	27E
Legal Township	20S
Legal Section	21
Legal Subdivision	HOLLY ESTS PH 1
Legal Phase	1
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1001
Census Tract	17901

Owner

3816 Heartleaf Ln is owned and occupied by an individual who bought it in February 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3816 HEARTLEAF LN, MOUNT DORA, FL 32757-7446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Special Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Feb 1, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	202158258
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 1, 2021
Property Address	3816 HEARTLEAF LN, MOUNT DORA, FL 32757-7446
Document Number	20210058258
Map Reference	MB 98 PG 36-42
Instrument Date	Jan 27, 2021
Instrument	20210058258
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, 10192, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HEARTLEAF LN, MOUNT DORA, FL 32757-7446

Mortgage

Document Number	20210058259
Date	Feb 1, 2021
Instrument	20210058259

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 1, 2021
Property Address	3816 HEARTLEAF LN, MOUNT DORA, FL 32757-7446
Document Number	0000058258
Map Reference	MB 98 PG 36-42
Instrument Date	Jan 27, 2021
Instrument	20210058258
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HEARTLEAF LN, MOUNT DORA, FL 32757-7446

Mortgage

Document Number	0000058259
Date	Feb 1, 2021
Instrument	20210058259

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3816 Heartleaf Ln was $5,109, up 4.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,941 (+2.7%)	$395,530 (-1.21%) Land $60,000 Building $335,530
2025	$5,109.00 (+4.78%) Homeowner's exemption	$317,372	$400,380 Land $60,000 Building $340,380
2024	$4,876.00 (+6.93%)
2023	$4,560.00 (+3.4%) Homeowner's exemption	$299,445 (+3%)	$386,372 (+15.73%) Land $60,000 Building $326,372
2022	$4,410.00 Homeowner's exemption	$290,723	$333,866 Land $60,000 Building $273,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 Heartleaf Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 Heartleaf Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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