3828 Heartleaf Ln, Mount Dora, FL 32757 Property Records

Orange County property record for 3828 Heartleaf Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2020
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$274,460 (Sep 2020)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-27-3692-00-490`

Property Details

APN / Parcel Number

Primary APN	`21-20-27-3692-00-490`
Alternative APNs	`272021369200490` `105254` `105616` `106800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3828 HEARTLEAF LN
City	MOUNT DORA
State	FL
Zip	32757-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HOLLY ESTATES PHASE 1 98/36 LOT 49
Legal Range	27E
Legal Township	20S
Legal Section	21
Legal Subdivision	HOLLY ESTS PH 1
Legal Phase	1
Legal Lot Number	49
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1001
Census Tract	17901

Owner

Source: Orange County records · APN 21-20-27-3692-00-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3828 HEARTLEAF LN, MOUNT DORA, FL 32757-7446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Deed Document Number	2020464001
Record Updated	Jun 08, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 03, 2020
Property Address	3828 HEARTLEAF LN, MOUNT DORA, FL 32757-7446
Document Number	0000464001
Instrument Date	Aug 31, 2020
Instrument	464001
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3828 HEARTLEAF LN MOUNT DORA FL 32757, MOUNT DORA, FL 32757

Mortgage

Document Number	464002
Date	Sep 03, 2020
Instrument	464002

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,683 (+2.7%)	$315,060 (-1.16%) Land $60,000 Building $255,060
2025	$4,134.00 (+5.27%) Homeowner's exemption	$256,751 (+5.99%)	$318,750 (+3%) Land $60,000 Building $258,750
2024	$3,927.00 (+6.83%)
2023	$3,676.00 (+3.58%) Homeowner's exemption	$242,248 (+3%)	$309,467 (+14.9%) Land $60,000 Building $249,467
2022	$3,549.00 Homeowner's exemption	$235,192	$269,341 Land $60,000 Building $209,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.