3805 Heartleaf Ln, Mount Dora, FL 32757 Property Records

Orange County property record for 3805 Heartleaf Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2020
Lot Size	0.19 acres (8,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Apr 2026)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-27-3692-00-580`

Property Details

APN / Parcel Number

Primary APN	`21-20-27-3692-00-580`
Alternative APNs	`272021369200580` `105265` `105627` `106810`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,266 sqft (0.19 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3805 HEARTLEAF LN
City	MOUNT DORA
State	FL
Zip	32757-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HOLLY ESTATES PHASE 1 98/36 LOT 58
Legal Range	27E
Legal Township	20S
Legal Section	21
Legal Subdivision	HOLLY ESTS PH 1
Legal Phase	1
Legal Lot Number	58
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1001
Census Tract	17901

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3805 HEARTLEAF LN, MOUNT DORA, FL 32757-7445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Jun 11, 2020	Grant Deed, Subdivision Related Transfer FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2026190135
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 2, 2026
Property Address	3805 HEARTLEAF LN, MOUNT DORA, FL 32757-7445
Document Number	0000190135
Instrument Date	Mar 31, 2026
Instrument	2026.190135
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249,571.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 HEARTLEAF LN, MOUNT DORA, FL 32757-7445

Mortgage

Document Number	0000190136,
Date	Apr 2, 2026
Instrument	2026.190136

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	4.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 11, 2020
Property Address	3805 HEARTLEAF LN, MOUNT DORA, FL 32757-7445
Document Number	0000325408
Instrument Date	Jun 9, 2020
Instrument	325408
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 HEARTLEAF LN MOUNT DORA FL 327577445, MOUNT DORA, FL 32757-7445

Mortgage

Document Number	325409
Date	Jun 11, 2020
Instrument	325409

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,764 (+2.7%)	$344,580 (-1.19%) Land $60,000 Building $284,580
2025	$5,153.00 (+4.76%) Homeowner's exemption	$320,121 (+5.99%)	$348,720 (+3.19%) Land $60,000 Building $288,720
2024	$4,919.00 (+6.93%)
2023	$4,600.00 (+3.39%) Homeowner's exemption	$302,038 (+3%)	$337,927 (+15.24%) Land $60,000 Building $277,927
2022	$4,449.00 Homeowner's exemption	$293,241 Land $60,000 Building $233,241	$293,241 Land $60,000 Building $233,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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