3816 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3816 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,662 sqft · built 1950
Lot Size	0.099 acres (4,305 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Aug 2021)
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-044068`

Property Details

APN / Parcel Number

Primary APN	`03-044068`
Alternative APNs	`3044068` `044068`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,662 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	044068
Street Address	3816 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3R BLK 42 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	42
Legal Lot Number	3R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

3816 3rd St is owned by two individuals who bought it in August 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 COMMERCE ST, ALEXANDRIA, VA 22314-2802
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Book / Page	6061 / 177
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 26, 2021
Property Address	3816 3RD ST, NORTH BEACH, MD 20714-9714
Document Number	0060610177
Book / Page	6061 / 177
Map Reference	LB KPS 2740 FO 482
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 MERIN HEIGHT RD, 228, JACKSONVILLE, NC 28546-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 COMMERCE ST, ALEXANDRIA, VA 22314-2802

Mortgage

Document Number	6061184
Date	Aug 26, 2021
Instrument	6061/184

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3816 3rd St was $3,582.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,200	$329,600 Land $85,800 Building $243,800
2025	$3,582.00
2023	$2,880.00	$277,200	$317,000 Land $85,800 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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