3820 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3820 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,160 sqft · built 1990
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Oct 2015)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-045064`

Property Details

APN / Parcel Number

Primary APN	`03-045064`
Alternative APNs	`3045064` `045064`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045064
Street Address	3820 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 1 & 2 BLK 42 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	42
Legal Lot Number	1,2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 3RD ST, NORTH BEACH, MD 20714-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	Dec 28, 2011 · Amount on Record
Deed Book / Page	4657 / 479
Last Transfer Date	Apr 4, 2023
Transfer Doc	0064210347
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 14, 2023
Property Address	3820 3RD ST, NORTH BEACH, MD 20714-9714
Document Number	0064210347
Book / Page	6421 / 347
Map Reference	MB GWD 8 PG 305
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3820 3RD ST, NORTH BEACH, MD 20714-9714

Mortgage

Document Number	0006421351
Date	Apr 14, 2023
Instrument	6421/351

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,233 (+4.43%)	$305,100 (+13.29%) Land $87,700 Building $217,400
2025	$3,068.00 (+23.41%) Homeowner's exemption	$269,300 (+12.54%) Land $87,700 Building $181,600	$269,300 (-) Land $87,700 Building $181,600
2023	$2,486.00 Homeowner's exemption	$239,300	$269,300 Land $87,700 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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