3815 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3815 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,968 sqft · built 2007
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on File
Last Sale	$292,500 (Feb 2022)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-184064`

Property Details

APN / Parcel Number

Primary APN	`03-184064`
Alternative APN	`184064`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,968 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	184064
Street Address	3815 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 23R BLK 41 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACHE
Legal Block	41
Legal Lot Number	23R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

3815 3rd St is owned by a company that bought it in February 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	802 BAY FRONT AVE, NORTH BEACH, MD 20714-9749
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance FINANCE OF AMERICA COMMERCIAL
Feb 2, 2022	Intrafamily Transfer, Transfer SETTLEMENT MATTERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Nov 23, 2005 · Amount on File
Deed Book / Page	6210 / 316
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	0062100313
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 2, 2022
Property Address	3815 3RD ST, NORTH BEACH, MD 20714-9714
Document Number	0062100316
Book / Page	6210 / 316
Map Reference	LB GWD 8 FO 305
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	SETTLEMENT MATTERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006210320
Date	Feb 2, 2022
Instrument	6210/320

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Dec 8, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 2, 2022
Property Address	3815 3RD ST, NORTH BEACH, MD 20714-9714
Document Number	0062100313
Book / Page	6210 / 313
Map Reference	LB GWD 8 FO 305
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	SETTLEMENT MATTERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	802 BAY FRONT AVE, NORTH BEACH, MD 20714-9749

Tax Assessment & Valuation

The 2025 property tax bill for 3815 3rd St was $5,117.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,800 (+2.09%)	$488,000 (+6.27%) Land $87,700 Building $400,300
2025	$5,117.00	$459,200 Land $87,700 Building $371,500	$459,200 Land $87,700 Building $371,500
2023	$4,133.00	$397,867	$459,200 Land $87,700 Building $371,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3815 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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