3808 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3808 3rd St, North Beach, MD 20714

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,022 sqft · built 1940
Lot Size0.181 acres (7,875 sqft)
Owner2 Individual Names on File
Last Sale$227,500 (May 2021)
Tax Bill$2,632 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-043312

Property Details

APN / Parcel Number

Primary APN03-043312
Alternative APNs
  • 3043312
  • 043312

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,022 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,875 sqft (0.181 acres)
PorchSlab
Porch Area72 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number043312
Street Address3808 3RD ST
CityNORTH BEACH
StateMD
Zip20714-9714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 6-8 BLK 42 NORTH CHES BEACH
Legal SubdivisionNORTH CHES BCH
Legal Block42
Legal Lot Number6-8
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3017
Census Tract860404

Owner

3808 3rd St is owned and occupied by two individuals who bought it in May 2021.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3808 3RD ST, NORTH BEACH, MD 20714-9714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Prior SaleOct 6, 1994 · Amount on File
Deed Book / Page5968 / 19
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 20, 2021
Property Address3808 3RD ST, NORTH BEACH, MD 20714-9714
Document Number0059680019
Book / Page5968 / 19
Map ReferenceMB GWD 8 PG 305
Instrument DateMay 14, 2021
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyNOT AVAILABLE, TITLEMAX LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3808 3RD ST, NORTH BEACH, MD 20714-9714

Mortgage

Document Number596825
DateMay 20, 2021
Instrument5968/25
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3808 3rd St was $2,632.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,733$237,400 Land $81,200 Building $156,200
2025$2,632.00
2023$1,832.00$176,367$228,900 Land $81,200 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3808 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3808 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St

Nearby Streets

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