McLennan County property record for 3815 Franklin Ave, Waco, TX 76710
| Property Type | Commercial |
|---|---|
| Details | 9,201 sqft · built 1972 |
| Lot Size | 0.92 acres (40,065 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $29,090 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-026301-000100-3 |
| Primary APN | 48-026301-000100-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,201 sqft Gross Area |
| 1st Floor Area | 9,201 sqft |
| Flooring | Tile |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Roof Type | Sawtooth |
| Roof Material | Built-Up Asphalt |
| Lot Area | 40,065 sqft (0.92 acres) |
| Canopy | 708 sqft |
| Storage Building | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3815 FRANKLIN AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-7345 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Legal Description | LA FIESTA LOT 1 BLOCK 1 ACRES .92 |
| Legal Subdivision | LA FIESTA |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 2498 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Castle Heights Historic District listed 2009 · 181 contributing resources · NRIS 07000495 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3815 Franklin Ave, a commercial property, is owned by two individuals who acquired it in November 2016.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Dec 7, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR |
| Nov 1, 2020 | Loan Modification, Mortgage FIRST NAT'L BK |
| Aug 1, 2019 | Deed of Trust, Mortgage FIRST NAT'L BK |
| Nov 21, 2018 | Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2016 |
| Deed Sale | Nov 18, 2016 |
| Prior Sale | Nov 17, 2010 |
| Deed Document Number | 201638047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015622 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 2020015622 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Document Number | 0000043819 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 CASTLE BLUFF CIR WOODWAY TX 767127506, WOODWAY, TX 76712-7506 |
| Document Number | 0000043819 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 43819 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Document Number | 0000042261 |
| Instrument Date | Nov 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3815 FRANKLIN AVE WACO TX 767107345, WACO, TX 76710-7345 |
| Document Number | 0000042261 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 42261 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Document Number | 0000026120 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3815 FRANKLIN AVE WACO TX 767107345, WACO, TX 76710-7345 |
| Document Number | 0000026120 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 26120 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 FRANKLIN AVE, WACO, TX 76710-7345 |
| Document Number | 0000041413 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3815 FRARIKLIN AVE WACO TX 76710, WACO, TX 76710 |
| Document Number | 0000041413 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 41413 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Nov 29, 2025 |
The 2025 property tax bill for 3815 Franklin Ave was $29,090, down 0.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,293,850 (-) Land $280,460 Building $1,013,390 | $1,293,850 (-) Land $280,460 Building $1,013,390 | |
| 2025 | $29,090.00 (-0.33%) | $1,293,850 Land $280,460 Building $1,013,390 | $1,293,850 Land $280,460 Building $1,013,390 |
| 2024 | $29,185.00 | ||
| 2023 | $1,293,850 Land $280,460 Building $1,013,390 | $1,293,850 Land $280,460 Building $1,013,390 | |
| 2022 | $29,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3815 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1991) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 1991 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3815 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures