3814 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3814 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,170 sqft · built 1981
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2026)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-A-3.04`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-A-3.04`
Alternative APNs	`28-37-28-01-0000A.0-0003.04` `2836676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	558 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Depth	100 ft Depth

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	86 sqft
Deck Area	14 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836676
Street Address	3814 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM15
Legal Description	PINEHURST PART OF LOT 3 BLK A AS DESC IN ORB 2419 PG 1104 A/K/A LOT 304 PINEWOOD III TOWNHOMES
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	A
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Correction Deed FOUNDATION TITLE, FOUNDATION TTL & STLMT SVCS
Feb 2, 2026	Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TTL & STLMT SVCS
Aug 26, 2022	Warranty Deed, Transfer VENTURE TITLE
Apr 3, 2020	Grant Deed, Transfer · Conventional with PMI TREE RIDGE LANE APARTMENTS LLC
Apr 28, 2017	Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	202620856
Deed Book / Page	10536 / 2754
Last Transfer Date	Feb 23, 2026
Transfer Doc	0105541412
Record Updated	Sep 20, 2026

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 24, 2026
Property Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number	0105541412
Book / Page	10554 / 1412
Map Reference	MB 25 PG 132
Instrument Date	Feb 23, 2026
Instrument	2026036836
Record Updated	Mar 10, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TTL & STLMT SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13321 SW 101ST ST, MIAMI, FL 33186-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 2, 2026
Property Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number	0105362754
Book / Page	10536 / 2754
Map Reference	MB 25 PG 132
Instrument Date	Jan 29, 2026
Instrument	2026020856
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13321 SW 101ST ST, MIAMI, FL 33186-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 26, 2022
Property Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number	0095980154
Book / Page	9598 / 154
Map Reference	MB 2341 PG 1537
Instrument Date	Aug 2, 2022
Instrument	2022211925
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290W W EAU GALLIE BLVD, 1290W, MELBOURNE, FL 32935-5341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13321 SW 101ST ST, MIAMI, FL 33186-2813

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 3, 2020
Property Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number	0087082786
Book / Page	008708 / 002786
Instrument Date	Mar 26, 2020
Instrument	76737
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6905 N WICKHAM RD #110 MELBOURNE FL 329407551, 110, MELBOURNE, FL 32940-7551

Mortgage

Document Number	87082788
Date	Apr 3, 2020
Book Page	008708/002788
Instrument	76738

Lender

Name	TREE RIDGE LANE APARTMENTS LLC
Address	2205 VERMONT ST, WEST MELBOURNE, FL 32904-6252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 2, 2025

Interest

Rate	5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 28, 2017
Property Address	3814 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number	0078762384
Book / Page	007876 / 002384
Instrument Date	Apr 24, 2017
Instrument	88540
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 121591 WEST MELBOURNE FL 329121591, WEST MELBOURNE, FL 32912-1591

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,320 (-7.11%)	$110,320 (-7.11%)
2025	$2,243.00 (-2.77%)	$118,760 (-4.25%)	$118,760 (-4.25%)
2024	$2,307.00 (-3.23%)
2023	$2,384.00 (+70.65%)	$124,030 (+76.73%) Land $18,000 Building $106,030	$124,030 (+76.73%) Land $18,000 Building $106,030
2022	$1,397.00	$70,180 Land $18,000 Building $52,180	$70,180 Land $18,000 Building $52,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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