3813 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3813 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,170 sqft · built 1981
Lot Size0.02 acres (871 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2022)
Tax Bill$1,984 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-28-01-A-3.03

Property Details

APN / Parcel Number

Primary APN28-37-28-01-A-3.03
Alternative APNs
  • 28-37-28-01-0000A.0-0003.03
  • 2836675

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,170 sqft Living Area
Gross Area1,256 sqft
1st Floor Area558 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area871 sqft (0.02 acres)
Lot Dimensions100 ft deep x 7.7 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area86 sqft
Deck Area14 sqft
Patio Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2836675
Street Address3813 TREE RIDGE LN NE
CityPALM BAY
StateFL
Zip32905-4655
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM15
Legal DescriptionPINEHURST PT OF LOT 3 BLK A AS DES IN ORB 2345 PG 796 AKA LOT 303 PINEWOOD III TOWNHOMES
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionPINEHURST
Legal BlockA
Legal Lot Number3
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1002
Census Tract65130

Owner

3813 Tree Ridge Ln NE, a townhouse, is owned by an individual who bought it in August 2022.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address6242 W CEDAR HILL RD, WEST JORDAN, UT 84081-3112
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Line of Credit
VALLEY BANK
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC
Apr 3, 2020Grant Deed, Transfer · Conventional with PMI
TREE RIDGE LANE APARTMENTS LLC
Apr 10, 2017Warranty Deed, Transfer
SUPREME TITLE CLOSINGS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2022 · Amount on File
Deed SaleAug 25, 2022 · Amount on File
Prior SaleApr 3, 2020 · Amount on File
Deed Document Number2022210468
Deed Book / Page9596 / 1660
Prior Transfer DateMar 26, 2020
Prior Transfer Doc0087082786
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3813 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 N WICKHARN ROAD #110 110, 110, MELBOURNE, FL 32940

Mortgage

Document Number0094461753
DateMar 16, 2022
Book Page9446/1753
Instrument2022066162
Lender
NameVALLEY BANK
TypeBank
AddressVERO BEACH, FL 32960
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 25, 2022
Property Address3813 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number0095961660
Book / Page9596 / 1660
Map ReferenceMB 25 PG 132
Instrument DateAug 16, 2022
Instrument2022210468
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1290 W EAU GALLIE BLVD, MELBOURNE, FL 32935-5341

Transferred To (Grantee/Buyer)

NameVerified Name
Address3813 TREE RIDGE LN NE, PALM BAY, FL 32905-4655

Mortgage

Document Number0095961662
DateAug 25, 2022
Instrument9596/1662
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateApr 3, 2020
Property Address3813 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number0087082786
Book / Page008708 / 002786
Instrument DateMar 26, 2020
Instrument76737
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6905 N WICKHAM RD #110 MELBOURNE FL 329407551, 110, MELBOURNE, FL 32940-7551

Mortgage

Document Number87082788
DateApr 3, 2020
Book Page008708/002788
Instrument76738
Lender
NameTREE RIDGE LANE APARTMENTS LLC
Address2205 VERMONT ST, WEST MELBOURNE, FL 32904-6252
Agreement
TypeConventional with PMI
AmountAmount on Record
Term60 Months
DueApr 2, 2025
Interest
Rate5%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 10, 2017
Property Address3813 TREE RIDGE LN NE, PALM BAY, FL 32905-4655
Document Number0078612524
Book / Page007861 / 002524
Instrument DateApr 7, 2017
Instrument73965
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
Tax$273.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 121591 WEST MELBOURNE FL 329121591, WEST MELBOURNE, FL 32912-1591

Tax Assessment & Valuation

The 2025 property tax bill for 3813 Tree Ridge Ln NE was $1,984, down 2.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,550 (-6.58%)$97,550 (-6.58%)
2025$1,984.00 (-2.89%)$104,420$104,420
2024$2,043.00 (-2.3%)
2023$2,091.00 (+49.68%)$108,160 (+54.12%) Land $18,000 Building $90,160$108,160 (+54.12%) Land $18,000 Building $90,160
2022$1,397.00$70,180 Land $18,000 Building $52,180$70,180 Land $18,000 Building $52,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3813 Tree Ridge Ln NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 Tree Ridge Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile, Wire 3.

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