3622 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3622 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Quadplex
Details	2 bd · 1 ba · 3,480 sqft · built 1984
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$570,000 (Nov 2025)
Tax Bill	$8,162 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-A-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-A-4`
Alternative APNs	`28-37-28-01-0000A.0-0004.00` `2836679`

Interior

Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Location & Zoning

Account Number	2836679
Street Address	3622 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4663
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	PINEHURST LOT 4 BLK A
Legal Subdivision	PINEHURST
Legal Block	A
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	65130

Owner

3622 Tree Ridge Ln NE, a quadplex, is owned by a company that bought it in November 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	3364 BURDOCK AVE, MELBOURNE, FL 32904-9589
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Oct 13, 2022 · Amount on File
Deed Document Number	2025237441
Deed Book / Page	10488 / 2836
Prior Transfer Date	Mar 18, 2016
Prior Transfer Doc	0075722112
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 25, 2025
Property Address	3622 TREE RIDGE LN NE, PALM BAY, FL 32905-4663
Document Number	0104882836
Book / Page	10488 / 2836
Map Reference	MB 25 PG 132
Instrument Date	Nov 21, 2025
Instrument	2025237441
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TITLE SECURITY AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 ANCHOR DR, INDIAN HARBOUR BEACH, FL 32937-3536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 BURDOCK AVE, WEST MELBOURNE, FL 32904-9589

Mortgage

Document Number	0104882837
Date	Nov 25, 2025
Instrument	10488/2837

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 13, 2022
Property Address	3622 TREE RIDGE LN NE, PALM BAY, FL 32905-4663
Document Number	0096340245
Book / Page	9634 / 245
Map Reference	MB 25 PG 132
Instrument Date	Oct 11, 2022
Instrument	2022247040
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2875 N HIGHWAY A1A401, 2875, INDIALANTIC, FL 32903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 TREE RIDGE LN NE, PALM BAY, FL 32905-4663

Mortgage

Document Number	0009634246
Date	Oct 13, 2022
Instrument	9634/246

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 30, 2020
Property Address	3622 TREE RIDGE LN NE, PALM BAY, FL 32905-4663
Document Number	0086512105
Book / Page	8651 / 2105
Map Reference	MB 25 PG 132
Instrument Date	Jan 28, 2020
Instrument	2020023937
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BELLA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 121591, MELBOURNE, FL 32912-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2875 N HIGHWAY A1A APT 401, 401, INDIALANTIC, FL 32903-2164

Mortgage

Document Number	86512106
Date	Jan 30, 2020
Instrument	8651/2106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3622 Tree Ridge Ln NE was $8,162.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,800 (-)	$436,800 (-)
2025	$8,162.00	$436,800 Land $27,200 Building $409,600	$436,800 Land $27,200 Building $409,600
2023	$7,280.00 (+53.46%)	$380,160 (+32%) Land $27,200 Building $352,960	$380,160 (+32%) Land $27,200 Building $352,960
2022	$4,744.00	$288,000 Land $27,200 Building $260,800	$288,000 Land $27,200 Building $260,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3622 Tree Ridge Ln NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3622 Tree Ridge Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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