3814 Meandering Spring Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3814 Meandering Spring Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,834 sqft · built 2017
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on Record
Tax Bill	$15,860 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R429912`

Property Details

APN / Parcel Number

Primary APN	`R429912`
Alternative APN	`5201-04-001-0420-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,834 sqft Living Area
1st Floor Area	3,123 sqft
2nd Floor Area	1,711 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	12,001 sqft (0.275 acres)
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	460 sqft
Porch	Open Porch
Porch Area	234 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R429912
Street Address	3814 MEANDERING SPRING DR
City	KATY
State	TX
Zip	77494-4096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTERREY AT WILLOWBEND SEC 4, BLOCK 1, LOT 42
Legal Subdivision	MONTERREY AT WILLOWBEND SEC 4
Legal Block	1
Legal Lot Number	42
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	4
Census Block	4001
Census Tract	673112

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4302 GLENIRISH DR, KATY, TX 77494-5134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2018	Deed of Trust, Mortgage ETHOS LNDG
Mar 5, 2018	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage AMERICAN FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023
Deed Sale	May 26, 2023
Prior Sale	Mar 5, 2018
Deed Document Number	2023048839
Record Updated	Jun 8, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 26, 2023
Property Address	3814 MEANDERING SPRING DR, KATY, TX 77494-4096
Document Number	0000048839
Map Reference	PL 20140059
Instrument Date	May 26, 2023
Instrument	2023048839
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	JUNIPER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3814 MEANDERING SPRING DR, KATY, TX 77494-4096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 GLENIRISH DR, KATY, TX 77494-5134

Mortgage

Document Number	0000048840
Date	May 26, 2023
Instrument	2023048840

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3814 MEANDERING SPRING DR, KATY, TX 77494-4096
Document Number	0000129155
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3814 MEANDERING SPRING DR KATY TX 774944096, KATY, TX 77494-4096

Mortgage

Document Number	0000129155
Date	Nov 19, 2018
Instrument	129155

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

March 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 5, 2018
Property Address	3814 MEANDERING SPRING DR, KATY, TX 77494-4096
Document Number	0000023105
Map Reference	PL20140059
Instrument Date	Feb 28, 2018
Instrument	2018023105
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 BRIARPARK DR, 3250, HOUSTON, TX 77042-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8000 HARWIN DR STE 420, 420, HOUSTON, TX 77036-1809

Mortgage

Document Number	0000023106
Date	Mar 5, 2018
Instrument	2018023106

Lender

Name	AMERICAN FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,860.00 (-25.58%) Homeowner's exemption	$970,121 (+7.51%) Land $119,795 Building $850,326	$970,121 (+7.51%) Land $119,795 Building $850,326
2024	$21,312.00 (+109.95%) Homeowner's exemption	$902,342 (+23.6%) Land $119,795 Building $782,547	$902,342 (-2.01%) Land $119,795 Building $782,547
2023	$10,151.00 (-3.19%) Homeowner's exemption	$730,037 (+1%) Land $92,150 Building $828,711	$920,861 (+18.31%) Land $92,150 Building $828,711
2022		$663,670 Land $92,150 Building $571,520	$778,340 Land $92,150 Building $686,190
2021	$10,485.00 (+43.39%)
2018	$7,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Nearby Flood Policies	100 in force
Nearby Flood Claims	6 (2016–2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet.

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