Henrico County property record for 3805 Split Rail Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 2000 |
| Lot Size | 0.191 acres (8,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Nov 2004) |
| Tax Bill | $2,739 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 808-727-0835 |
| Primary APN | 808-727-0835 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,382 sqft |
| 1st Floor Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 8,323 sqft (0.191 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Balcony Area | 14 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | PR1749520 |
|---|---|
| Street Address | 3805 SPLIT RAIL RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 0140040000B 0016; HUNTWOOD SC B BL B LT 16 8 A1 8 |
| Legal Subdivision | HUNTWOOD |
| Legal Lot Number | 8,16 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 201104 |
3805 Split Rail Rd is owned and occupied by an individual who bought it in November 2004.
Source: Henrico County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3805 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION |
| May 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2004 · Amount on File |
| Deed Sale | Nov 29, 2004 · Amount on File |
| Deed Book / Page | 3780 / 731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | May 26, 2026 |
| Property Address | 3805 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 0000014989 |
| Book / Page | 6783 / 1341 |
| Instrument Date | May 20, 2026 |
| Instrument | 202614989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3805 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 0000014989, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 6783/1341 |
| Instrument | 202614989 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3805 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0063772237 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 6377/2237 |
| Instrument | 202200019476 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3805 Split Rail Rd was $2,739.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,739.00 | $330,000 (+10.55%) Land $70,000 Building $260,000 | $330,000 (+10.55%) Land $70,000 Building $260,000 |
| 2025 | $298,500 Land $60,000 Building $238,500 | $298,500 Land $60,000 Building $238,500 | |
| 2023 | $2,190.00 | $257,700 Land $55,000 Building $202,700 | $257,700 Land $55,000 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3805 Split Rail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3805 Split Rail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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