38122 River St, Ocean View, DE 19970 Property Records

Sussex County property record for 38122 River St, Ocean View, DE 19970

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,716 sqft · built 2013
Lot Size	0.131 acres (5,702 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Nov 2025)
Tax Bill	$2,811 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`134-13.00-1175.00-6`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1175.00-6`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,716 sqft Living Area
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,702 sqft (0.131 acres)
Garage Area	494 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	882 sqft
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38122 RIVER ST
City	OCEAN VIEW
State	DE
Zip	19970-4104
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUNSET HARBOUR UNIT 6
Legal Subdivision	SUNSET HARBOUR AT BETHANY BEACH
Legal Unit	6
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	1
Census Block	1027
Census Tract	50708

Owner

38122 River St, a condominium, is owned by two individuals who bought it in November 2025.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 WILLOWBEND CT, HOCKESSIN, DE 19707-2327
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK
Nov 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Nov 8, 2021 · Amount on File
Deed Document Number	202543367
Deed Book / Page	6410 / 163
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0049070222
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 17, 2025
Property Address	38122 RIVER ST, OCEAN VIEW, DE 19970-4104
Document Number	0064100163
Book / Page	6410 / 163
Instrument Date	Nov 12, 2025
Instrument	2025000043367
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23467 TURTLE GRASS ST, MILLVILLE, DE 19967-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 WILLOWBEND CT, HOCKESSIN, DE 19707-2327

Mortgage

Document Number	2025000043368
Date	Nov 17, 2025
Instrument	2025000043368

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Index	Other

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 8, 2021
Property Address	38122 RIVER ST, OCEAN VIEW, DE 19970-4104
Document Number	0055870237
Book / Page	5587 / 237
Instrument Date	Nov 5, 2021
Instrument	20210000069041
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	120 HUNTINGWOOD DR, MILLERSTOWN, PA 17062

Tax Assessment & Valuation

The 2026 property tax bill for 38122 River St was $2,811, down 1.2% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,811.00 (-1.2%)	$50,450 (-) Building $50,450	$1,271,100 (-) Land $149,500 Building $1,121,600
2025	$2,845.00	$50,450 Building $50,450	$1,271,100 Land $149,500 Building $1,121,600
2023	$2,270.00	$50,450 Building $50,450	$103,000 Land $2,000 Building $101,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38122 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Nearby Flood Policies	189 in force
Nearby Flood Claims	6 (2016–2026)
Most Recent Claim	Feb 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38122 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

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