38117 River St, Ocean View, DE 19970 Property Records

Sussex County property record for 38117 River St, Ocean View, DE 19970

Property Summary

Property Type	Condominium
Details	5 bd · 6 ba · 2,732 sqft · built 2012
Lot Size	0.131 acres (5,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,969 (Mar 2013)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`134-13.00-1175.00-22`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1175.00-22`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,702 sqft (0.131 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	795 sqft
Deck Area	Deck Area
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38117 RIVER ST
City	OCEAN VIEW
State	DE
Zip	19970-4104
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUNSET HARBOUR UNIT 22
Legal Subdivision	SUNSET HARBOUR AT BETHANY BEACH
Legal Unit	22
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	1
Census Block	1027
Census Tract	50708

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38117 RIVER ST, OCEAN VIEW, DE 19970-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY
Oct 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2013 · Amount on Record
Deed Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	201311663
Deed Book / Page	4107 / 200
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Jul 23, 2026
Property Address	38117 RIVER ST, OCEAN VIEW, DE 19970-4104
Document Number	0000028198
Book / Page	24198 / 127
Instrument Date	Jul 16, 2026
Instrument	202628198
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38117 RIVER ST, OCEAN VIEW, DE 19970-4104

Mortgage

Document Number	0000028198,
Date	Jul 23, 2026
Book Page	24198/127
Instrument	202628198

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	May 4, 2026
Property Address	38117 RIVER ST, OCEAN VIEW, DE 19970-4104
Document Number	0000016608
Book / Page	24002 / 1
Instrument Date	Apr 30, 2026
Instrument	202616608
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 RIVERSIDE RD, EDGEWATER, MD 21037-1505

Mortgage

Document Number	0000016608,
Date	May 4, 2026
Book Page	24002/1
Instrument	202616608

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38117 RIVER ST, OCEAN VIEW, DE 19970-4104
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213850010
Date	Oct 21, 2022
Book Page	21385/10
Instrument	20220000048118

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00 (-0.35%)	$45,550 (-) Building $45,550	$995,600 (-) Land $149,500 Building $846,100
2025	$2,257.00 (+9.24%)	$45,550 (-) Building $45,550	$995,600 (+969.39%) Land $149,500 Building $846,100
2023	$2,066.00	$45,550 Building $45,550	$93,100 Land $2,000 Building $91,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 189 policies
Nearby Flood Policies	189 in force
Nearby Flood Claims	6 (2016–2026)
Most Recent Claim	Feb 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Nearby Properties on River St

Nearby Streets

All Ocean View, DE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures