38115 River St, Ocean View, DE 19970 Property Records

Sussex County property record for 38115 River St, Ocean View, DE 19970

Property Summary

Property Type	Condominium
Details	4 bd · 6 ba · 4,188 sqft · built 2022
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on Record
Last Sale	$986,040 (Apr 2022)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`134-13.00-1175.00-23`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1175.00-23`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	4,188 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,702 sqft (0.131 acres)
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Granary	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38115 RIVER ST
City	OCEAN VIEW
State	DE
Zip	19970-4104
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUNSET HARBOUR UNIT 23
Legal Subdivision	SUNSET HARBOUR AT BETHANY BEACH
Legal Unit	23
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	1
Census Block	1027
Census Tract	51201

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38115 RIVER ST, OCEAN VIEW, DE 19970-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWER FEDERAL CREDIT UNION
Apr 5, 2022	Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202217155
Deed Book / Page	5677 / 74
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38115 RIVER ST, OCEAN VIEW, DE 19970-4104
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209510253
Date	Apr 5, 2022
Book Page	20951/253
Instrument	20220000017157

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 5, 2022
Property Address	38115 RIVER ST, OCEAN VIEW, DE 19970-4104
Document Number	0056770074
Book / Page	5677 / 74
Instrument Date	Mar 28, 2022
Instrument	20220000017155
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38115 RIVER ST, OCEAN VIEW, DE 19970-4104

Mortgage

Document Number	20220000017156
Date	Apr 5, 2022
Instrument	20220000017156

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0209510253
Date	Apr 5, 2022
Book Page	20951/253
Instrument	20220000017157

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$2,711.00 (+0.04%)	$1,208,200 (+872%) Land $149,500 Building $1,058,700
2023	$2,710.00	$124,300 Land $2,000 Building $122,300

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

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