3724 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 3724 E 7th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1969
Lot Size0.344 acres (14,985 sqft)
Owner2 Owner Names on Record
Last Sale$20,000 (Oct 2012)
Tax Bill$822 (2025)
Flood ZoneZone X (minimal risk)
APN23070-000-000

Property Details

APN / Parcel Number

Primary APN23070-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Heated Area
Gross Area1,400 sqft
1st Floor Area1,224 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchPorch
Porch Area176 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Street Address3724 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401-5338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 4S 14W-68-118C1 BEG 879' W OF NE COR OF NE1/4 TH W 100' S 150' E 100' N 150' TO BEG LESS
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3014
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address7326 FOXHILL RD, PANAMA CITY, FL 32404-4583

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2012 · Amount on Record
Deed SaleOct 29, 2012 · Amount on Record
Deed Document Number2012059615
Deed Book / Page3454 / 0777
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (-2.72%)$66,993 (+25.25%) Land $34,000 Building $32,993$66,993 (+25.25%) Land $34,000 Building $32,993
2023$845.00 (+4.45%)$53,489 (+19.94%) Land $22,000 Building $31,489$53,489 (+19.94%) Land $22,000 Building $31,489
2022$809.00$44,595 Land $19,000 Building $25,595$44,595 Land $19,000 Building $25,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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