342 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 342 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,084 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Dec 2010)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-560-1106`

Property Details

APN / Parcel Number

Primary APN	`12-560-1106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Basement Area	2,279 sqft
Unfinished Basement	2,279 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
View / Lot	Corner
Garage Area	1,118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	342 N 2975 W
City	LAYTON
State	UT
Zip	84041-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1106, WILD HORSE SPRINGS SUB PHASE 11. CONT 0.36 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUBDIVISION
Legal Phase	11
Legal Lot Number	1106
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 N 2975 W, LAYTON, UT 84041-8836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Oct 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2010 · Amount on Record
Deed Sale	Dec 13, 2010 · Amount on Record
Prior Sale	Sep 27, 2004 · Amount on Record
Deed Document Number	20102572729
Deed Book / Page	5168 / 915
Last Transfer Date	Oct 16, 2020
Transfer Doc	0003306974
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	342 N 2975 W, LAYTON, UT 84041-8836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003055609
Date	Nov 1, 2017
Book Page	6883/1112
Instrument	3055609

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2022

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 22, 2020
Property Address	342 N 2975 W, LAYTON, UT 84041-8836
Document Number	0003306974
Book / Page	007622 / 000606
Instrument Date	Oct 16, 2020
Instrument	3306974
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	342 N 2975 W LAYTON UT 840418836, LAYTON, UT 84041-8836

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,500 (+0.89%) Land $138,781 Building $295,719	$790,000 (+0.89%) Land $252,329 Building $537,671
2025	$4,102.00 (-0.29%)	$430,650 (-41.96%) Land $139,660 Building $290,990	$783,000 (+5.53%) Land $253,928 Building $529,072
2024	$4,114.00 (+3.34%)
2023	$3,981.00 (-7.01%)	$742,000 Land $161,363 Building $580,637	$742,000 Land $161,363 Building $580,637
2022	$4,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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