380 Kellys Ct, Westminster, MD 21157 Property Records

Carroll County property record for 380 Kellys Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,568 sqft · built 1987
Lot Size	0.988 acres (43,045 sqft)
Owner	2 Individual Names on File
Last Sale	$469,500 (Nov 2006)
Tax Bill	$5,338 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-092768`

Property Details

APN / Parcel Number

Primary APN	`07-092768`
Alternative APNs	`7092768` `092768`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,568 sqft Total Area
Basement Area	772 sqft
Finished Basement	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,045 sqft (0.988 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	468 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092768
Street Address	380 KELLYS CT
City	WESTMINSTER
State	MD
Zip	21157-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 16 - 43045 SQ FT 380 KELLYS CT 28-19 KELLYS DELIGHT PLT B
Legal Subdivision	KELLYS DELIGHT PLAT A
Legal Lot Number	16
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3014
Census Tract	507602

Owner

380 Kellys Ct is owned and occupied by two individuals who bought it in November 2006.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	380 KELLYS CT, WESTMINSTER, MD 21157-6341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2006 · Amount on File
Deed Sale	Nov 8, 2006 · Amount on File
Prior Sale	Jun 10, 1987 · Amount on File
Deed Document Number	200661728
Deed Book / Page	5050 / 660
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	380 KELLYS CT, WESTMINSTER, MD 21157-6341
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116160498
Date	Nov 14, 2025
Book Page	11616/498

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	380 KELLYS CT, WESTMINSTER, MD 21157-6341
Document Number	0089600184
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	380 KELLYS CT WESTMINSTER MD 211576341, WESTMINSTER, MD 21157-6341

Mortgage

Document Number	0089600184
Date	Mar 9, 2018
Book Page	008960/000184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 380 Kellys Ct was $5,338 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,338.00 (+4.91%) Homeowner's exemption	$472,100 Land $139,000 Building $333,100	$472,100 Land $139,000 Building $333,100
2025	$5,088.00 Homeowner's exemption
2023	$4,600.00 Homeowner's exemption	$407,100 Land $139,000 Building $268,100	$407,100 Land $139,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 380 Kellys Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Kellys Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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