381 Elderberry Rd, Clearwater, MN 55320 Property Records

Stearns County property record for 381 Elderberry Rd, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,493 sqft · built 1983
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-11054-0019`

Property Details

APN / Parcel Number

Primary APN	`19-11054-0019`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,092 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)
Lot Dimensions	520 ft deep x 200 ft wide
Garage Area	896 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	381 ELDERBERRY RD
City	CLEARWATER
State	MN
Zip	55320-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 002 WOODS EDGE 2ND ADD SECTION 31 TOWNSHIP 123 RANGE 027 SECTION 31 TOWNSHIP 123 RANGE 027
Legal Range	27W
Legal Township	123
Legal Section	31
Legal Subdivision	WOODS EDGE 2ND ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2021
Census Tract	11202

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 ELDERBERRY RD, CLEARWATER, MN 55320-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2019
Transfer Doc	00A1556990
Record Updated	Sep 20, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 14, 2019
Property Address	381 ELDERBERRY RD, CLEARWATER, MN 55320-1519
Document Number	00A1556990
Instrument Date	Nov 13, 2019
Instrument	A1556990
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 ELDERBERRY RD, CLEARWATER, MN 55320-1519

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00 (+10.53%)	$374,800 (+2.91%) Land $94,200 Building $280,600	$374,800 (+2.91%) Land $94,200 Building $280,600
2025		$364,200 (+5.44%) Land $79,700 Building $284,500	$364,200 (+5.44%) Land $79,700 Building $284,500
2023	$2,924.00	$345,400 Land $79,700 Building $265,700	$345,400 Land $79,700 Building $265,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elderberry Rd

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