Stearns County property record for 332 Elderberry Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 982 sqft · built 1982 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,500 (May 2026) |
| Tax Bill | $2,680 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11054-0008 |
| Primary APN | 19-11054-0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 950 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 77,972 sqft (1.79 acres) |
| Lot Dimensions | 326 ft deep x 240 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 332 ELDERBERRY RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 WOODS EDGE 2ND ADD SECTION 31 TOWNSHIP 123 RANGE 027 SECTION 31 TOWNSHIP 123 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 123 |
| Legal Section | 31 |
| Legal Subdivision | WOODS EDGE 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11202 |
332 Elderberry Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Stearns County records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 ELDERBERRY RD, CLEARWATER, MN 55320-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Aug 30, 2005 · Amount on File |
| Deed Document Number | 20261712888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 12, 2026 |
| Property Address | 332 ELDERBERRY RD, CLEARWATER, MN 55320-1518 |
| Document Number | 0001712888 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261712888 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,487.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 332 ELDERBERRY RD, CLEARWATER, MN 55320-1518 |
| Document Number | 0001712888, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20261712888 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,680.00 (+22.04%) | ||
| 2025 | $308,500 (+11.25%) Land $72,900 Building $235,600 | $308,500 (+11.25%) Land $72,900 Building $235,600 | |
| 2023 | $2,196.00 | $277,300 Land $72,900 Building $204,400 | $277,300 Land $72,900 Building $204,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 332 Elderberry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 332 Elderberry Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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