173 Elderberry Rd, Clearwater, MN 55320 Property Records

Stearns County property record for 173 Elderberry Rd, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,226 sqft · built 1991
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$186,900 (Jul 2015)
Tax Bill	$3,134 (2026)
Deeds & Mortgages	Sep 2026 Transfer Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-11054-0024`

Property Details

APN / Parcel Number

Primary APN	`19-11054-0024`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	222 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	173 ELDERBERRY RD
City	CLEARWATER
State	MN
Zip	55320-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLK 002 WOODS EDGE 2ND ADD SECTION 31 TOWNSHIP 123 RANGE 027 SECTION 31 TOWNSHIP 123 RANGE 027
Legal Range	27W
Legal Township	123
Legal Section	31
Legal Subdivision	WOODS EDGE 2ND ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2021
Census Tract	11202

Owner

Source: Stearns County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 ELDERBERRY RD, CLEARWATER, MN 55320-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 26, 2023	Quit Claim Deed, Transfer KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Last Transfer Date	Sep 10, 2026
Transfer Doc	0001721209
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 18, 2026
Property Address	173 ELDERBERRY RD, CLEARWATER, MN 55320-1519
Document Number	0001721209
Instrument Date	Sep 10, 2026
Instrument	20261721209
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 ELDERBERRY RD, CLEARWATER, MN 55320-1519

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 26, 2023
Property Address	173 ELDERBERRY RD, CLEARWATER, MN 55320-1519
Document Number	00A1656974
Instrument Date	Jul 12, 2023
Instrument	A1656974
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 ELDERBERRY RD, CLEARWATER, MN 55320-1519

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,134.00 (+20.26%)	$370,600 (+4.57%) Land $70,600 Building $300,000	$370,600 (+4.57%) Land $70,600 Building $300,000
2025		$354,400 (+8.35%) Land $59,200 Building $295,200	$354,400 (+8.35%) Land $59,200 Building $295,200
2023	$2,606.00	$327,100 Land $59,200 Building $267,900	$327,100 Land $59,200 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

May also be available: Verizon.

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