Stearns County property record for 194 Elderberry Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,250 sqft · built 1991 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $91,900 (May 1993) |
| Tax Bill | $3,484 (2026) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11054-0005 |
| Primary APN | 19-11054-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 2,001 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 58,806 sqft (1.35 acres) |
| Lot Dimensions | 270 ft deep x 219 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 194 ELDERBERRY RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLK 001 WOODS EDGE 2ND ADD SECTION 31 TOWNSHIP 123 RANGE 027 SECTION 31 TOWNSHIP 123 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 123 |
| Legal Section | 31 |
| Legal Subdivision | WOODS EDGE 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11202 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 ELDERBERRY RD, CLEARWATER, MN 55320-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 1993 · Amount on Record |
| Deed Sale | May 10, 1993 · Amount on Record |
| Prior Sale | Jan 13, 1992 |
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0001709962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 23, 2026 |
| Property Address | 194 ELDERBERRY RD, CLEARWATER, MN 55320-1544 |
| Document Number | 00A1709962 |
| Instrument Date | Mar 16, 2026 |
| Instrument | A1709962 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,484.00 (+22.5%) | $411,800 (+5.7%) Land $69,800 Building $342,000 | $411,800 (+5.7%) Land $69,800 Building $342,000 |
| 2025 | $389,600 (+9.13%) Land $58,600 Building $331,000 | $389,600 (+9.13%) Land $58,600 Building $331,000 | |
| 2023 | $2,844.00 | $357,000 Land $58,500 Building $298,500 | $357,000 Land $58,500 Building $298,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
May also be available: Verizon.
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