3804 Cole Rd, Bend, OR 97701 Property Records

Deschutes County property record for 3804 Cole Rd, Bend, OR 97701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,939 sqft · built 2023
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on File
Last Sale	$639,900 (Apr 2024)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171223-AB-10700`

Property Details

APN / Parcel Number

Primary APN	`171223-AB-10700`
Alternative APN	`287286`

Interior

Stories	2 Stories
Building Area	1,939 sqft
Gross Area	502 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	287286
Street Address	3804 COLE RD
City	BEND
State	OR
Zip	97701-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETROSA PHASE 4 LOT 234
Legal Subdivision	PETROSA PHASE 4
Legal Lot Number	234
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4006
Census Tract	1200

Owner

Source: Deschutes County records · APN 171223-AB-10700

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3804 COLE RD, BEND, OR 97701-7502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	20249285
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 16, 2024
Property Address	3804 COLE RD, BEND, OR 97701-7502
Document Number	0000009285
Map Reference	DOC 2023-04690
Instrument Date	Mar 22, 2024
Instrument	2024-09285
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 COLE RD, BEND, OR 97701-7502

Mortgage

Document Number	0000009286
Date	Apr 16, 2024
Instrument	2024-09286

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00 (+40.24%)	$260,980 (+38.98%)	$664,240 (+31.95%) Land $216,000 Building $448,240
2024	$3,144.00 (+1,21%)	$187,780 (+1,149.87%)	$503,420 (+1,075.39%) Land $213,000 Building $290,420
2023	$240.00	$15,024	$42,830 Land $42,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170012004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 18% of Oregon
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.