Deschutes County property record for 3816 Cole Rd, Bend, OR 97701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,141 sqft · built 2024 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $759,968 (Sep 2024) |
| Tax Bill | $4,699 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171223-AB-11100 |
| Primary APN | 171223-AB-11100 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,141 sqft |
| Gross Area | 524 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Lot Area | 5,227 sqft (0.12 acres) |
| Account Number | 287290 |
|---|---|
| Street Address | 3816 COLE RD |
| City | BEND |
| State | OR |
| Zip | 97701-7502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETROSA PHASE 4 LOT 236 |
| Legal Subdivision | PETROSA PHASE 4 |
| Legal Lot Number | 236 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1200 |
Source: Deschutes County records · APN 171223-AB-11100
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3816 COLE RD, BEND, OR 97701-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Sep 12, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 202423735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 3816 COLE RD, BEND, OR 97701-7502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005881 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-05881 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Sep 07, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 12, 2024 |
| Property Address | 3816 COLE RD, BEND, OR 97701-7502 |
| Document Number | 0000023735 |
| Map Reference | DOC 2023-04690 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024-23735 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 COLE RD, BEND, OR 97701-7502 |
| Document Number | 0000023736 |
|---|---|
| Date | Sep 12, 2024 |
| Instrument | 2024-23736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,699.00 (+276.22%) | $278,130 (+272.83%) | $729,740 (+264.87%) Land $216,000 Building $513,740 |
| 2024 | $1,249.00 | $74,600 | $200,000 Land $200,000 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170012004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 18% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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