Deschutes County property record for 3796 Cole Rd, Bend, OR 97701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,921 sqft · built 2023 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $637,000 (Feb 2024) |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171223-AB-10500 |
| Primary APN | 171223-AB-10500 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,921 sqft |
| Gross Area | 502 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Lot Area | 3,049 sqft (0.07 acres) |
| Account Number | 287284 |
|---|---|
| Street Address | 3796 COLE RD |
| City | BEND |
| State | OR |
| Zip | 97701-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETROSA PHASE 4 LOT 232 |
| Legal Subdivision | PETROSA PHASE 4 |
| Legal Lot Number | 232 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1200 |
Source: Deschutes County records · APN 171223-AB-10500
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| Feb 27, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Deed Document Number | 20244534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 18, 2025 |
| Property Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Document Number | 0000035077 |
| Map Reference | DOC 2023-04690 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025-35077 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 27, 2024 |
| Property Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Document Number | 0000004534 |
| Map Reference | DOC 2023-04690 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024-04534 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 05, 2024 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Document Number | 0000004535 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-04535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 3796 COLE RD, BEND, OR 97701-7501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019979 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023-19979 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Feb 07, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 (+18.05%) | $250,910 (+16.96%) | $630,960 (+9.71%) Land $185,000 Building $445,960 |
| 2024 | $3,591.00 (+2,037.5%) | $214,530 (+1,939.84%) | $575,140 (+1,818.41%) Land $182,000 Building $393,140 |
| 2023 | $168.00 | $10,517 | $29,980 Land $29,980 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170012004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 18% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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