Deschutes County property record for 3788 Cole Rd, Bend, OR 97701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,939 sqft · built 2023 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Mar 2024) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 171223-AB-10300 |
| Primary APN | 171223-AB-10300 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,939 sqft |
| Gross Area | 502 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Lot Area | 3,920 sqft (0.09 acres) |
| Account Number | 287282 |
|---|---|
| Street Address | 3788 COLE RD |
| City | BEND |
| State | OR |
| Zip | 97701-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETROSA PHASE 4 LOT 230 |
| Legal Subdivision | PETROSA PHASE 4 |
| Legal Lot Number | 230 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1200 |
Source: Deschutes County records · APN 171223-AB-10300
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13834 233RD CT NE, WOODINVILLE, WA 98077-5811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Deed Document Number | 20246516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 19, 2024 |
| Property Address | 3788 COLE RD, BEND, OR 97701-7501 |
| Document Number | 0000006516 |
| Map Reference | DOC 2023-04690 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024-06516 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13834 233RD CT NE, WOODINVILLE, WA 98077-5811 |
| Document Number | 0000006517 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024-06517 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 3788 COLE RD, BEND, OR 97701-7501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024009 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023-24009 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,456.00 (+17.32%) | $263,740 (+16.27%) | $664,240 (+9.22%) Land $216,000 Building $448,240 |
| 2024 | $3,798.00 (+1,658.33%) | $226,840 (+1,577.56%) | $608,160 (+1,477.59%) Land $213,000 Building $395,160 |
| 2023 | $216.00 | $13,522 | $38,550 Land $38,550 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170012004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 18% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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