Mason County property record for 380 S Stephens Rd, Custer, MI 49405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Aug 2012) |
| Tax Bill | $860 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-014-010-20 |
| Primary APN | 003-014-010-20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 960 sqft |
| Street Address | 380 S STEPHENS RD |
|---|---|
| City | CUSTER |
| State | MI |
| Zip | 49405-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | X PART 014 010 10 NEW 2000 W 198 FT OF S 330 FT OF SW 1/4 SEC 14 T18N R16W 1.5 A M/L |
| Legal Range | 16W |
| Legal Township | 18N |
| Legal Section | 14 |
| Jurisdiction | MASON MI |
| Township / Civil Division | CUSTER |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 950700 |
Source: Mason County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 380 S STEPHENS RD, CUSTER, MI 49405-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2012 · Amount on Record |
| Deed Sale | Aug 7, 2012 · Amount on Record |
| Prior Sale | May 15, 2009 · Amount on Record |
| Deed Document Number | 20125166 |
| Prior Transfer Date | Apr 16, 2012 |
| Prior Transfer Doc | 2012R05166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 380 S STEPHENS RD, CUSTER, MI 49405-9754 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018R06045 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 2018R06045 |
| Name | SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2023 |
| Index | 1-Year CMT |
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| County Subdivision | Custer Township |
| Unified School District | Mason County Eastern District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (-5.3%) Land $50,000 | $100,000 (-5.3%) | |
| 2025 | $860.00 (+3.49%) Homeowner's exemption | $52,800 (+39.68%) Land $52,800 | $105,600 (+39.68%) |
| 2024 | $831.00 | ||
| 2023 | $37,800 Land $37,800 | $75,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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